Legal
Headlands Financial LLC Web Site Agreement Legal Policy.
This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to help our visitors find what they want from authoritative sources. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner.
The Headlands Financial LLC Web Sites (including this “Site” MONEYCL.COM) is an online information service provided by Headlands Financial LLC, subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Headlands Financial LLC MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TOÂ BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
Privacy Policy, Terms of Use, Security Issues Privacy Statement
We take your right to privacy seriously and want you to feel comfortable using our web sites. No site that has the name of Headlands Financial LLC (including this site MONEYCL.COM) on it will ever ask you for any personally identifiable information, including your full name with address and email address or any other personal data. Any purchase you make directly from us will be paid for through PayPal® and the policy and terms of PayPal® are available from them and supersede any policies that may be in conflict with ours. We do not collect any credit card or bank information or keep any record of information you give PayPal® with the exception of the confirmation of the order you have placed and we receive from them.
Information Collected
We collect the following information in order to measure the number of visitors to the different pages of our site and to help make our site more accessible and useful to visitors:
The type of browser and operating system you used.
The date and time you visited this site.
The Web pages you accessed during your visit.
The Web site which referred you to this site.
Any keywords you used to reach this site.
Use of Information
Headlands Financial LLC Web Site Agreement Legal Policy. This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to help our visitors find what they want from authoritative sources. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner. The Headlands Financial LLC Web Sites (including this “Site”) is an online information service provided by Headlands Financial LLC, subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Headlands Financial LLC MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT. Privacy Policy, Terms of Use, Security Issues Privacy Statement We take your right to privacy seriously and want you to feel comfortable using our web sites. No site that has the name of Headlands Financial LLC on it will ever ask you for any personally identifiable information, including your full name, address, email address or any other personal data. Any purchase you make directly from us will be paid for through PayPal® and the policy and terms of PayPal® are available from them and supersede any policies that may be in conflict with ours. We do not collect any credit card or bank information or keep any record of information you give PayPal® with the exception of the confirmation of the order you have placed and we receive from them. Information Collected We collect the following information in order to measure the number of visitors to the different pages of our site and to help make our site more accessible and useful to visitors: The type of browser and operating system you used. The date and time you visited this site. The Web pages you accessed during your visit. The Web site which referred you to this site. Any keywords you used to reach this site. Use of Information The above information is used to determine what is of the most and least interest, times of peak usage, and missing or broken links. We will not contact you without your explicit permission. We also will not sell, give, or transfer your personally identifiable information to third parties. Email If, during your visit to this Web site, you send an email message to us, the message and email address may be retained by the server. This information may be used to respond to you, to address issues you identify, or to further improve our Web site. The confidentiality of Internet transactions is not guaranteed. We recommend against sending any personal information in an email. Disclaimer Link Disclaimer This Web site provides links to various external Web sites. We have no responsibility for content or presentation of such external Web sites. By linking to an external Web site, we do not endorse its products, services, accuracy or security policies. Once you pass to another Web site, not maintained by our server, you are subject to the terms and conditions of that Web site. Any of the sites you visit through our links are responsible for their own privacy and security policies therefore this policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control and advise that you examine the privacy and security policies on these sites. Information Disclaimer Information provided on this Web site is intended to allow immediate access to public information. While all attempts are made to provide accurate, urrent and reliable information, there is a possibility of either human or mechanical error. You are welcome to use the information on any of our sites but are warned not to reproduce or violate copyrights or trademarks. We have taken care to provide what we consider valuable and reliable information and resources however we are not responsible for the information contained on any of our sites or those we link to. If you have any questions of a legal or financial nature regarding any of our sites, or those to which we link, we strongly encourage you to take it up the professional advisors. Any of our sites that offer news letters will ask only for your first name. The mailing list will be a double opt-in list. On requesting to receive any news letter you will be notified by email that you have subscribed but must reply to that email or you will not receive any further email from us. Additionally you will be given a link with which to unsubscribe at any time. We do not ever send unsolicited email nor do we sell, lease, give away or in any way disclose your email address. Any of the sites that we recommend that do collect data of a personal nature, including but not limited to credit card information, are entities owned by others. You are advised to make sure they have a privacy policy that you understand and that any financial information you transmit to them is done ONLY over a secure server. This Web site expressly denies any warranty of the accuracy, reliability or timeliness of such information. We do not offer medical, legal, financial or any other advice that could be considered professional in nature but or information is general in nature and should not be used by any site visitors without first consulting with the medical, legal, financial or other qualified professional who knows your personal situation. Any opinions, advice, statements, services, offers, or other information that constitutes part of the content expressed or made available by third parties are those of the respective authors or distributors and not of Headland Financial LLC nor its affiliates, not any of their officers, directors, employees, or agents. You acknowledge that Headland Financial LLC does not pre-screen all content, but that Headland Financial LLC and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any content that is made available via the Communication Services. Without limiting the foregoing, Headland Financial LLC and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable. You specifically agree that Headland Financial LLC is not responsible for any content sent using and/or included in the Site by any third party. This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of anti-aging medicine, human life extension, longevity, medicine, bioengineering, and science in general. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner. 1. Copyright, Licenses and Idea Submissions. The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Headlands Financial LLC, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to Headlands Financial LLC a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Headlands Financial LLC by all means and in any media now known or hereafter developed. You also grant to Headlands Financial LLC the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Headlands Financial LLC for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Headlands Financial LLC. TRADEMARKS. Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Headlands Financial LLC. Other product and company names mentioned in the Site may be the trademarks of their respective owners. 2. Use of the Site. You understand that, except for information, products or services clearly identified as being supplied by Headlands Financial LLC, Headlands Financial LLCdoes not operate, control or endorse any information, products or services on the Internet in any way. Except for Headlands Financial LLC- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Headlands Financial LLC a. You also understand that Headlands Financial LLC cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Headlands Financial LLC PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Headlands Financial LLC SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. HEADLANDS FINANCIAL LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. HEADLANDS FINANCIAL LLC HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS. LIMITATION OF LIABILITY IN NO EVENT WILL HEADLANDS FINANCIAL LLC BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF HEADLANDS FINANCIAL LLC OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, HEADLANDS FINANCIAL LLC LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. HEADLANDS FINANCIAL LLC makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-HEADLANDS FINANCIAL LLC web site, please understand that it is independent from HEADLANDS FINANCIAL LLC, and that HEADLANDS FINANCIAL LLC has no control over the content on that web site. In addition, a link to a HEADLANDS FINANCIAL LLC web site does not mean that HEADLANDS FINANCIAL LLC endorses or accepts any responsibility for the content, or the use, of such web site. 3. Indemnification. You agree to indemnify, defend and hold harmless HEADLANDS FINANCIAL LLC, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service. 4. Third Party Rights. The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of HEADLANDS FINANCIAL LLC and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf. 5.Term; Termination. This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement. 6.Miscellaneous. This Agreement shall all be governed and construed in accordance with the laws of The United States of America applicable to agreements made and to be performed in The United States of America. You agree that any legal action or proceeding between HEADLANDS FINANCIAL LLC and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in The United States of America . Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. HEADLANDS FINANCIAL LLC’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. HEADLANDS FINANCIAL LLC may assign its rights and duties under this Agreement to any party at any time without notice to you. Any rights not expressly granted herein are reserved. ————————————————————————- HEADLANDS FINANCIAL LLC 155 Guadalupe Dr. Sonoma CA, 95476 (707)939-3643 . . . . . . COPYRIGHT NOTICE.© 1999-2004 PriorityDigital.com Prepared for: HEADLANDS FINANCIAL LLC ,All rights reserved. Get your own free disclaimer on-line here..
